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RicardoDar 發表於 10:49
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Credit Builder, a U.S. challenger bank, has debuted a new credit card that works like a debit card by letting customers spend only what in an account, TechCrunch reported.With the new Chime Credit Builder Visa Credit Card, users will be able to transfer funds from a spe stanley romania nding account to their Credit Builder Secured Account and can charge up to that much wherever they can pay using Visa.Unlike a traditional credit card, which all stanley france ows for overspending, the new Credit Builder only allows up to whatever is in the account, TechCru stanley hrnek nch reported.The new card is a reaction to the popularity of debit cards in the U.S., with half of non-cash transactions being debit card-related in 2018, TechCrunch reported, citing the Federal Reserve.Young people are likely to prefer debit cards as well, with a Chime survey finding that 67 percent of millennial respondents preferred them due to the perceived security and less chance of going into debt.Chime card intends to bridge the gap between that security and the benefits of having a credit card, according to CEO Chris Britt. Americans have embraced debit cards for greater control, but this limits their ability to establish or build their credit score, he said, according to TechCrunch. We created Credit Builder to help our members stay in control and safely build their credit with their everyday purchases. At the end of the month, Chime Safer Credit Builder feature automatically pays off the credit card balance using the fun Bogc Small And Midsize Businesses Most Vulnerable, Latest Verizon Breach Report Finds
Royal Bank of Scotland RBS is gearing up to close 150 or more branches and lay off hundreds of emplo kubki stanley yees in an effort to redu stanley cup ce costs as the march toward digital banking continues to take hold.According to a report in聽The Financial Times, RBS will reduce its branch network to slightly more than 1,000 branches after what the Times聽said was a dramatic shift in customers preferring to use mobile and online rather than walking into a branch. As part of the downsizing of the branches, the report noted 744 full-time jobs will be eliminated, with about 300 of the employees being redeployed elsewhere at RBS. The move, stanley cup noted the report, comes after RBS, which is 72 percent owned by the government, lodged an annual loss for the ninth year in the row. The report noted RBS is looking to realize 拢750聽million of cost savings in 2017 and a total of 拢2 billion by the end of 2020. Banks have a duty to the wider community, and that is especially the case for banks like RBS that have large taxpayer-owned shareholdings, Gail Cartmail, acting general secretary of Unite, the union, in the report. Its time for banking regulators and government to intervene, to force banks to maintain an adequate network that properly serves communities across the U.K. The report noted that banks in the U.K have shuttered 1,000 branches during the course of two years due to increasing pressure on lenders to slash their costs. The Times聽pointed to a report by consumer group Which that found at the end of 2016, |
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